3 Months Bullet Repayment
8.75% p.a. Processing fee waived; 3-month tenure.
Personal gold loan against eligible gold ornaments/bank-sold gold coins, with principal and interest payable at maturity after 3 months.
SBI Gold Loan
Bank
Get an SBI Gold Loan starting from ₹20,000 with interest rates from 9.15% p.a., flexible repayment options and loan tenure of up to 36 months, subject to eligibility.
Interest Rate
9.15% p.a.
Per Gram Value
₹13,869/g
Processing Fee
0.5%
Max Amount
₹1 crore
Tenure
Up to 36 months
Get instant offer
FreeGold purity
₹50K – ₹1 Cr
₹
₹50K₹1 Cr
Gold required
~46.95g22K (916)
at today's 75% LTV
No impact on credit score · Direct to State Bank of India
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6 Months Bullet Repayment
8.95% p.a. Processing fee waived; 6-month tenure.
Personal gold loan against eligible gold ornaments/bank-sold gold coins, with principal and interest payable at maturity after 6 months.
12 Months Bullet Repayment
9.05% p.a. Flexible bullet repayment; principal and interest payable at maturity.
Personal gold loan against eligible gold ornaments/bank-sold gold coins, with principal and interest payable at maturity after 12 months.
EMI Based
10% p.a. EMI-based repayment; up to 36 months.
Personal gold loan with repayment of principal and interest through monthly EMIs. Maximum tenure 36 months.
Overdraft
9.75% p.a. Overdraft/transaction facility; monthly interest servicing.
Gold loan structured as an overdraft facility, with monthly interest servicing and a maximum tenure of 36 months.
Watch: State Bank of India Gold Loan
Why choose State Bank of India?
- Interest rates starting at 9.15% p.a.
- Loan amount from ₹20,000 up to ₹1 crore
- Tenure up to 36 months
- EMI, Bullet & Overdraft repayment options
- No prepayment penalty
- No foreclosure charges
- Same-day sanction
Documents required
- Gold Loan application form
- Two latest passport-size photographs
- Proof of identity
- Proof of address
- KYC documents
Your details are shared only with State Bank of India for this application. Applying through GoldLoanBazaar is free and does not affect your credit score.
Frequently asked questions
More from State Bank of India
These links go to State Bank of India’s own website. You are applying through GoldLoanBazaar — your application stays with us.
