Bandhan Bank

Bandhan Bank Gold Loan

Bank

Bandhan Bank offers gold loans against eligible gold jewellery for personal, business and agricultural financial requirements. Its Non-Agri Gold Loan has Bullet and Regular repayment options, with loans up to ₹25 lakh under the Bullet option and up to ₹80 lakh under the Regular option. The bank offers tenures from 6 to 36 months, depending on the repayment structure.

Interest Rate

12% p.a.

Per Gram Value

₹13,869/g

Processing Fee

1%

Max Amount

Up to ₹80 Lakhs

Tenure

6 to 36 Months

Get instant offer

Free

Gold purity

₹50K – ₹1 Cr
₹
₹50K₹1 Cr

Gold required

~46.95g22K (916)

at today's 75% LTV

No impact on credit score · Direct to Bandhan Bank

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Bandhan Bank's schemes

Bandhan Bank Non-Agri Gold Loan

12% p.a. Bullet: ₹10,000–₹25 lakh, 6/11 months, with repayment at maturity. Regular: ₹10,000–₹80 lakh, 6–36 months, with upfront interest, monthly interest or

Gold loan against eligible gold jewellery for personal and non-agricultural financial requirements. Available through Bullet and Regular repayment options.

Bandhan Bank Agri Gold Loan

₹2,00,001–₹25 lakh; 6- or 11-month tenure; no monthly interest payment required, with repayment at closure/maturity; high LTV.

Gold loan for individuals engaged in agriculture and allied activities such as dairy, fishery, animal husbandry, poultry, bee-keeping and sericulture.

Watch: Bandhan Bank Gold Loan

Why choose Bandhan Bank?

  • Gold loans against eligible gold jewellery
  • Loan amount starting from ₹10,000
  • Regular repayment loans up to ₹80 Lakhs
  • Bullet repayment loans up to ₹25 Lakhs
  • Bullet repayment option for eligible loans
  • Monthly interest payment option
  • EMI repayment option
  • Upfront interest payment option
  • Interest rates starting from 12.00% p.a.
  • Minimal documentation
  • Quick processing and disbursement

Documents required

  • Identity proof
  • Address proof
  • Age proof
  • Two recent passport-size photographs

Your details are shared only with Bandhan Bank for this application. Applying through GoldLoanBazaar is free and does not affect your credit score.

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