Loan ab kuch ghanto mein.
Compare and select from multiple gold lenders — one form, every offer, no calls until you choose.
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FREENo impact on credit score · Verified lenders only
Trusted by 4.2M+ borrowers. Lending based on IBJA Rates
Fair valuation
Get a fair amount for your jewellery.
Most borrowers never find out what their gold was actually worth. Every offer on Gold Loan Bazaar is priced off one published rate — the one beside this, updated daily — so you can hold any quote you are given up against it.
Powered by official IBJA rates
The India Bullion and Jewellers Association rate is the benchmark banks use. We show you the same number they do.
Today's gold rate
Rate trend
Published daily by the India Bullion and Jewellers Association. Every offer on Gold Loan Bazaar is priced from this number — check it against whatever else you are quoted.
Live comparison
Today's best gold loan offers, side by side.
Muthoot Finance
- No prepayment penalty
- Doorstep gold pickup
HDFC Bank
- No prepayment penalty
- Doorstep gold pickup
Manappuram
- No prepayment penalty
- Doorstep gold pickup
ICICI Bank
- No prepayment penalty
- Doorstep gold pickup
SBI
- No prepayment penalty
- Doorstep gold pickup
IIFL Finance
- No prepayment penalty
- Doorstep gold pickup
Live rates
Offers ticking in, right now.
HDFC Bank
LTV 75% · 1% fee · Up to 36 months · 30 min ·
Manappuram
LTV 75% · 0.5% fee · 3 - 12 months · 10 min ·
ICICI Bank
LTV 75% · 1% fee · 6 - 12 months · 45 min ·
SBI
LTV 75% · 0.5% fee · Up to 36 months · 60 min ·
IIFL Finance
LTV 75% · 0.5% fee · 3 - 11 months · 20 min ·
Built for farmers
Quick financial support, when the season demands it.
Seed, fertiliser, diesel and labour do not wait for the harvest to be sold. A gold loan turns jewellery you already own into working capital in hours, without touching your land records.
- No land papers, no income proof, no guarantor
- Repayment plans that can be timed to the harvest
- Your jewellery stays insured and sealed until you repay
Ready for life's emergencies
Instant medical cash, when every minute counts.
Hospitals ask for a deposit before they ask anything else. Gold you already own is the fastest money you have — no approval committee, no salary slip, no waiting for a card limit to clear.
30 minutes
Fastest disbursal among our partner lenders
At your door
Valuation at home so you can stay at the hospital
No income proof
Your gold is the security — nothing else is asked for
Boost for business owners
Instant working capital, without the paperwork.
Stock up before the festive season, cover a delayed payment, or bridge a slow month. A gold loan clears in hours rather than the weeks a business loan takes, and it does not sit on your books as a fresh credit line.
- Disbursed the same day, against gold you already hold
- No GST returns, balance sheets or three years of ITR
- Prepay early with no penalty at most partner lenders
How it works
3 steps away from your gold loan.
Forty seconds, start to finish. Watch how a gold loan actually works before you apply.
40 seconds · No sound needed
Share your requirement
Enter your loan amount, gold weight, purity and contact details in a quick form.
Compare lender offers
Instantly compare interest rates, tenure and processing fees from our partner banks & NBFCs.
Track & get disbursed
Your chosen lender verifies and values your gold, then transfers the amount to your account — the final figure is set by the lender after their valuation. Track it all from your dashboard.