Compare gold loan rates from banks & NBFCs
Loan kuch ghanto mein.
Compare and select from multiple lenders against your jewellery.
Gold loan calculator
FREEGold purity
Gold required
at today's 75% LTV
No impact on credit score · Verified lenders only
Trusted by borrowers nationwide, delivering transparent and reliable loans against jewellery.
Fair valuation
Get the right value for your jewellery.
Most borrowers never know the true worth of their gold. On Gold Loan Bazaar, every offer is linked to one transparent, published daily rate — so you can easily compare any quote against it.
Powered by official IBJA rates
The India Bullion and Jewellers Association rate is the benchmark banks use. We show you the same number they do.
Today's gold rate
Rate trend
Every offer on Gold Loan Bazaar is benchmarked to a transparent, daily published IBJA rate — so you can easily compare it with any quote you receive.
Live comparison
Today's best gold loan offers, side by side.
Live rates
Offers ticking in, right now.
HDFC Bank
LTV 75% · 1% fee · Up to 36 months · 30 min ·
Manappuram
LTV 75% · 0.5% fee · 3 - 12 months · 10 min ·
ICICI Bank
LTV 75% · 1% fee · 6 - 12 months · 45 min ·
SBI
LTV 75% · 0.5% fee · Up to 36 months · 60 min ·
IIFL Finance
LTV 75% · 0.5% fee · 3 - 11 months · 20 min ·
Built for farmers
Quick financial support, when the season demands it.
Seed, fertiliser, diesel and labour do not wait for the harvest to be sold. A gold loan turns jewellery you already own into working capital in hours, without touching your land records.
- No land papers, no income proof, no guarantor
- Repayment plans that can be timed to the harvest
- Your jewellery stays insured and sealed until you repay
Ready for life's emergencies
Instant medical cash, when every minute counts.
Hospitals ask for a deposit before they ask anything else. Gold you already own is the fastest money you have — no approval committee, no salary slip, no waiting for a card limit to clear.
30 minutes
Fastest disbursal among our partner lenders
At your door
Valuation at home so you can stay at the hospital
No income proof
Your gold is the security — nothing else is asked for
Boost for business owners
Instant working capital, without the paperwork.
Stock up before the festive season, cover a delayed payment, or bridge a slow month. A gold loan clears in hours rather than the weeks a business loan takes, and it does not sit on your books as a fresh credit line.
- Disbursed the same day, against gold you already hold
- No GST returns, balance sheets or three years of ITR
- Prepay early with no penalty at most partner lenders
How it works
3 steps away from your gold loan.
Forty seconds, start to finish. Watch how a gold loan actually works before you apply.
Share your requirement
Enter your loan amount, gold weight, purity and contact details in a quick form.
Compare lender offers
Instantly compare interest rates, tenure and processing fees from our partner banks & NBFCs.
Track & get disbursed
Your chosen lender verifies and values your gold, then transfers the amount to your account — the final figure is set by the lender after their valuation. Track it all from your dashboard.