HDFC Bank

HDFC Bank Gold Loan

Bank

HDFC Bank offers gold loans against eligible gold jewellery with Term Loan, Overdraft and Bullet repayment options. Customers can access loans starting from ₹25,000, with flexible repayment structures and tenures ranging from 6 to 42 months. HDFC Bank states that gold loans can be processed quickly, with its current gold-loan information highlighting fast disbursal and simple documentation.

Interest Rate

11.91% p.a.

Per Gram Value

₹13,869/g

Processing Fee

1%

Max Amount

Up to ₹70 Lakhs

Tenure

6 to 42 Months

Get instant offer

Free

Gold purity

₹50K – ₹1 Cr
₹
₹50K₹1 Cr

Gold required

~46.95g22K (916)

at today's 75% LTV

No impact on credit score · Direct to HDFC Bank

Call us now

HDFC Bank's schemes

HDFC Bank Gold Loan

11.91% p.a. Quick disbursal; loan amount starting from ₹25,000; tenure of 6–42 months; Term Loan, OD and Bullet repayment options; no end-use restriction for perm

Secured loan against eligible gold jewellery/ornaments for personal, agricultural or business requirements. HDFC offers Term Loan, Overdraft and Bullet repayment facilities.

Watch: HDFC Bank Gold Loan

Why choose HDFC Bank?

  • Gold loans against eligible gold jewellery
  • Loans starting from ₹25,000
  • Term Loan, Overdraft and Bullet repayment options
  • Tenure of 6–42 months
  • Interest rates starting from 11.91% p.a.
  • Flexible EMI and interest-payment options
  • Quick processing and disbursal
  • Gold valuation by an appointed/empanelled assayer
  • Secure storage of pledged gold
  • Online application facility
  • Loan available for personal, business and agricultural purposes
  • No end-use restriction for eligible purposes, subject to HDFC Bank's terms

Documents required

  • Aadhaar Card
  • PAN Card / Form 60
  • Passport
  • Driving License
  • Voter ID
  • Address proof
  • Passport-size photograph

Your details are shared only with HDFC Bank for this application. Applying through GoldLoanBazaar is free and does not affect your credit score.

Frequently asked questions

Not sure yet? Compare all lenders

Compare offers