Ujjivan Small Finance Bank

Ujjivan Small Finance Bank Gold Loan

Bank

Ujjivan Small Finance Bank offers gold loans against gold jewellery to meet personal and financial requirements. The facility is available at select branches and provides flexible repayment options including Monthly EMI, Monthly Interest and Bullet Repayment. Gold loans are available from ₹25,001 up to ₹50 lakh, with tenures ranging from 6 to 39 months and interest rates from 9.99% to 17.90%, subject to applicable terms and conditions.

Interest Rate

9.99% p.a.

Per Gram Value

₹13,869/g

Processing Fee

0.5%

Max Amount

Up to ₹50 Lakhs

Tenure

6–39 Months

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Free

Gold purity

₹50K – ₹1 Cr
₹
₹50K₹1 Cr

Gold required

~41.92g22K (916)

at today's 84% LTV

No impact on credit score · Direct to Ujjivan Small Finance Bank

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Ujjivan Small Finance Bank's schemes

Standard Gold Loan

10% p.a.

Ujjivan SFB's regular gold-loan offering against eligible gold jewellery, with flexible repayment through EMI, monthly interest, or bullet repayment.

Gold Loan Elite

High-tenure repayment option

High-tenure gold-loan product introduced for premium clientele, offering extended repayment flexibility.

Watch: Ujjivan Small Finance Bank Gold Loan

Why choose Ujjivan Small Finance Bank?

  • Loan amount from ₹25,001 to ₹50 Lakhs
  • Maximum LTV up to 84%
  • Tenure from 6 to 39 months
  • Interest rates from 9.99% to 17.90%
  • Monthly EMI repayment option
  • Monthly Interest repayment option
  • Bullet repayment option
  • No co-applicant or guarantor required
  • Gold purity accepted from 18 to 24 carats
  • Available at select branches

Documents required

  • PAN Card
  • Aadhaar Card / Voter ID / Driving Licence / Passport
  • Proof of Identity
  • Proof of Permanent Address
  • Proof of Current Address
  • Recent passport-size photograph

Your details are shared only with Ujjivan Small Finance Bank for this application. Applying through GoldLoanBazaar is free and does not affect your credit score.

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