South Indian Bank offers gold loans against 22-carat gold jewellery and ornaments for personal and consumption needs, with flexible repayment options including bullet repayment, monthly interest servicing and EMI-based repayment. Personal gold loans are available up to ₹10 crore, with repayment periods ranging from 3 to 36 months depending on the selected scheme. The bank also offers gold-loan takeover facilities with LTV up to 85%, subject to the applicable scheme and bank policy.
10.05% p.a.
₹13,869/g
0.25%
Up to ₹10 Crore
3–36 Months
Gold purity
Gold required
at today's 75% LTV
No impact on credit score · Direct to South Indian Bank
Call us nowGold loan against 22-carat gold jewellery/ornaments for lawful personal and consumption needs. Available with bullet and monthly-repayment structures.
Gold loan for individuals who already have gold-loan facilities with other banks/NBFCs and want to transfer the facility to SIB.
Gold-backed business/self-employed financing through overdraft or term-loan/bullet structures. Power Re-Pledge is available for eligible re-pledge borrowers.
Business/self-employed gold loan under the NEO scheme, with term-loan/bullet repayment options.
Gold loan for individuals engaged in income-generating activities under the micro segment, intended for temporary business needs.
Your details are shared only with South Indian Bank for this application. Applying through GoldLoanBazaar is free and does not affect your credit score.
These links go to South Indian Bank’s own website. You are applying through GoldLoanBazaar — your application stays with us.
