Equitas Small Finance Bank

Equitas Small Finance Bank Gold Loan – Easy EMI Options up to 48 Months

Bank

Equitas Small Finance Bank offers gold loans against eligible gold jewellery and ornaments to meet immediate financial needs. The bank provides flexible repayment options, including EMI-based repayment, with loan tenures of up to 48 months. Gold loans are secured against pledged gold, with the applicable loan amount, interest rate, margin and charges determined according to the selected scheme and the bank's prevailing policies.

Interest Rate

11% p.a.

Per Gram Value

₹13,869/g

Processing Fee

2%

Tenure

Up to 48 Months

Get instant offer

Free

Gold purity

₹50K – ₹1 Cr
₹
₹50K₹1 Cr

Gold required

~46.95g22K (916)

at today's 75% LTV

No impact on credit score · Direct to Equitas Small Finance Bank

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Equitas Small Finance Bank's schemes

Equitas Gold Loan

Easy EMI options with tenure advertised up to 48 months; multiple repayment options including Bullet, EMI, Interest-only and OD.

Secured loan against eligible gold jewellery/ornaments to meet immediate financial requirements. Equitas offers repayment through Bullet, EMI, Interest-only and Overdraft structures.

Why choose Equitas Small Finance Bank?

  • Gold loan against eligible gold jewellery and ornaments
  • Easy EMI repayment options
  • Loan tenure up to 48 months
  • Quick access to funds against pledged gold
  • Minimal documentation
  • Flexible repayment options depending on scheme
  • Gold Loan and Gold Loan Overdraft facilities available

Documents required

  • Identity Proof – Aadhaar Card / PAN Card / Passport / Voter ID / Driving Licence
  • Address Proof
  • Recent Passport-size Photograph
  • KYC documents as applicable
  • Gold pledge and valuation-related documents as required by the bank

Your details are shared only with Equitas Small Finance Bank for this application. Applying through GoldLoanBazaar is free and does not affect your credit score.

Frequently asked questions

More from Equitas Small Finance Bank

These links go to Equitas Small Finance Bank’s own website. You are applying through GoldLoanBazaar — your application stays with us.

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