Standard Gold Loan
Standard gold-loan facility
Regular gold loan against eligible gold jewellery/ornaments and coins
KLM Axiva Gold Loan
NBFC
KLM Axiva Finvest provides loans against eligible gold jewellery, ornaments and coins. Its gold-loan products include Demand Loans, EMI-based Term Loans, interest-payment loans and Bullet Repayment Loans. The current policy permits a maximum tenure of 12 months unless a shorter tenure applies to a particular scheme or product. Loan eligibility is based on the intrinsic value and purity of the pledged gold and applicable RBI LTV requirements.
Interest Rate
18% p.a.
Per Gram Value
₹13,869/g
Processing Fee
1.5%
Max Amount
up to ₹1 Crore
Tenure
Up to 12 Months
Get instant offer
FreeGold purity
₹50K – ₹1 Cr
₹
₹50K₹1 Cr
Gold required
~46.95g22K (916)
at today's 75% LTV
No impact on credit score · Direct to KLM Axiva
Call us nowKLM Axiva's schemes
KLM Kanakavarsha
Higher loan-tenure option
Gold-loan scheme with 12-month tenure
BEAT
11.88% p.a. LTV reported at 60%*
Shorter-tenure gold-loan scheme
KLM Switch
12.96% p.a. LTV reported at 65%*
Gold-loan scheme with 9-month tenure
Spark 15
15% p.a. Maximum permissible LTV*
6-month gold-loan scheme
KLM Utsav
10.8% p.a. Rate-per-gram scheme*
9-month gold-loan scheme
KLM Vyapara SahayI
10.8% p.a. Rate-per-gram scheme*
12-month scheme aimed at business/working-capital needs
Spark 16
15.96% p.a. Higher loan value within stated slab*
6-month gold-loan scheme
Spark 18
18% p.a. Higher loan limit*
6-month gold-loan scheme
Relief
18% p.a. Lower minimum loan amount*
9-month gold-loan scheme
Watch: KLM Axiva Gold Loan
Why choose KLM Axiva?
- Gold loans against eligible gold jewellery, ornaments and coins
- Minimum loan amount of ₹1,000 per pledge
- No fixed maximum loan amount specified in the policy
- Maximum LTV of 75%
- Maximum standard tenure of 12 months
- Demand Loan facility
- EMI-based Term Loan
- Monthly/quarterly interest-payment options
- Bullet Repayment Loan option
- Loans based on intrinsic value of gold
- Quick sanctioning and simple documentation
- Online Gold Loan facility available
Documents required
- Valid KYC identity/address proof
- Proof or declaration of ownership of pledged gold
- Documents required under applicable RBI KYC norms
- Additional documentation/field verification may apply for higher-value loans
Your details are shared only with KLM Axiva for this application. Applying through GoldLoanBazaar is free and does not affect your credit score.
